FinTech Solutions

Secure Messaging for Financial Services

Transaction alerts, 2FA authentication, payment reminders, and fraud prevention. Pay as you go, from KES 0.20 per SMS.

KES 0.20
Per local SMS
Mobile Money
Or card, whichever suits you
None
Setup fees
One
Account for Cloud and Bulk SMS

Complete FinTech Messaging Suite

Secure, compliant communication for financial services

Transaction Alerts

Real-time notifications for every transaction

  • Instant payment confirmations
  • Withdrawal notifications
  • Deposit alerts
  • Balance updates
  • Failed transaction warnings
  • Multi-currency support

2FA & Security

Multi-factor authentication via SMS & WhatsApp

  • One-time passwords (OTP)
  • Login verification codes
  • Account recovery
  • Device authorization
  • Suspicious activity alerts
  • Biometric fallback support

Payment Reminders

Reduce defaults with automated reminders

  • Loan payment due dates
  • Credit card billing reminders
  • Subscription renewals
  • Late payment notices
  • Payment confirmation receipts
  • Customizable reminder schedules

Fraud Prevention

Protect customers with instant fraud alerts

  • Unusual activity detection
  • Large transaction confirmations
  • Geographic location alerts
  • Card usage notifications
  • Account access warnings
  • Quick freeze/block options

FinTech Workflows

Common scenarios powered by Ping.Africa

Account Opening

  1. 1Customer submits application
  2. 2Send OTP for phone verification
  3. 3Account approved → Welcome message
  4. 4Send account details securely
  5. 5Onboarding tips via WhatsApp

Transaction Flow

  1. 1Transaction initiated
  2. 2Send confirmation request
  3. 3User confirms via OTP
  4. 4Process transaction
  5. 5Instant success/failure notification
  6. 6Send digital receipt

Loan Disbursement

  1. 1Loan approved notification
  2. 2Disbursement confirmation
  3. 3Amount credited alert
  4. 4Repayment schedule reminder
  5. 5Payment due notifications
  6. 6Loan closure confirmation

Fraud Detection

  1. 1System detects unusual activity
  2. 2Instant alert to customer
  3. 3"Was this you?" confirmation
  4. 4If no → Freeze account immediately
  5. 5Send security checklist
  6. 6Reactivation after verification

Security & Compliance First

Built for financial services regulations

Data Security

  • End-to-end encryption
  • Secure API endpoints
  • Data residency options
  • Regular security audits

Compliance

  • Sender ID registration
  • Opt-out handling
  • Delivery reports
  • Audit-friendly message logs

Reliability

  • Real-time delivery reports
  • API and console sending
  • Priority routes for OTPs
  • Real-time monitoring

Ready to Secure Your FinTech Communications?

Send transaction alerts and one-time codes with Ping Africa Bulk SMS.